Moving house – mortgage planning –
supporting you every step of the way
Planning on moving house around Evesham
When it comes to moving house and mortgages it can feel more overwhelming than when you bought the house as a First time buyer. This time you need to think about estate agents cost, solicitors costs for dealing with the selling and buying the new property. Mortgage costs including avoiding any early redemption penalties on your existing mortgage…. The list goes on….
The whole process can become a lot more stress free with some initial planning prior to finding your dream property on Rightmove.
A quick checklist of things to dig out before calling Stuart to discuss your options
- Have you had any estate agents out to value your current property?
- When does your current mortgage fixed rate/tracker product finish – latest mortgage statement is handy for info
- Has your income/expenditure changed since you took the original mortgage? – get copies of latest payslips/credit file report/score
- Have you had any credit issues since taking the mortgage?
- What is the purpose of the move? larger/smaller property?
- What monthly cost are you thinking is affordable for the new property?
- What savings (if any) are available towards moving costs?
- Do you have any extra dependants or other changes in circumstances?
- Is there a certain time for moving, eg to gain entry into a certain school catchment?
The above information will then allow us to work out the best options available to you and hopefully get you on track to moving into your next dream property….To arrange an appointment please call 01386 800500 or complete the form for Stuart to call you back.